|
Articles » Free Annual Credit Report | | Top Online Sources To Get Your Annual Credit Report Instantly |
|---|
AnnualCreditReport.com(www.annualcreditreport.com) – The Annual Credit Report Service was established by Congress to allow you to get your credit reports and scores easily from one central location. Getting your annual credit report from this site is free. You can get your credit reports from each of the three credit reporting agencies through this website, and you are under no obligation to subscribe or sign up for any offers that the agencies advertise. To visit the AnnualCreditReport.com website, type “annualcreditreport.com” on your browser or go to it from a link on the FTC site.
MyFico.com (www.myfico.com) – MyFico is the consumer site of the Fair Isaac Corporation, the developers of the Fico score. If you want to know your credit score in addition to your credit report, MyFico is the best site to get the figures from. The credit scores provided by MyFico are the classic credit scores and the ones used by most lenders when they evaluate credit applications . You can get your credit reports and Fico scores from all three credit reporting agencies through the MyFico website – for a fee ranging from $15.75 for one credit report and score, to $47.85 for all three reports and credit scores.
Equifax (www.equifax.com) – Equifax is one of the three credit reporting agencies authorized by the FTC to give out credit reports. It has worked with the Fair Isaac Corporation since 2001 to provide consumers with Fair Isaac’s Fico score through its Score Power product. The company has eight credit products on its website that run the gamut from a basic credit report to comprehensive identity theft monitoring. The price range for credit reports is from $9.95 to $39.95.
Experian (www.experian.com) – The company lists seven products, which range from the basic credit score to comprehensive credit monitoring. Experian also offers a vehicle check report and a small business credit report. The Vantage Score costs $5.95, and a triple bureau credit report that includes one credit score is $39.95.
TransUnion (www.transunion.com) – TransUnion has been in the credit bureau business since 1969, and in direct-to-consumer marketing of its credit products through TrueCredit.com since 2002. You can get one credit report and score for $14.95, or a three-in-one credit report plus one credit score for $29.95.
Comments
Jason February 26, 2009 02:46:27 PM 2:46 PM I say the best one is the first one, AnnualCreditReport.com, because you can get all three from it and it's really easy to use. Is there any advantages to use one instead of another?
|
|
|
|
