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Articles » Fico Score | | Best Ways To Obtain Your FICO Score |
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From Wamu (www.wamu.com). Washington Mutual Bank (Wamu) is the first, and currently the only bank that gives its credit card holders the benefit of being able to access their Fico score for free. Wamu’s Fico score is called a Fico score, which is a classic Fico. The score is updated every month. You can view your transactions, pay your bills, and check your Fico score through your online Wamu For those who do not have a Wamu credit card, you can sign up for the WaMu Platinum MasterCard. Within minutes, you can find out if your credit card application is approved and if it is you will be able to view your Fico score instantly. Wamu also offers pre-approved credit cards such as the ESPN Visa Card for existing bank account and credit card holders.
From MyFico (www.myfico.com). MyFico.com is the website through which the Fair Isaac Corporation – the company that created the Fico score – sells Fico scores. You have the option of getting the Fico Standard for $15.95, which entitles you to 1 credit report with 1 Fico score from any of the three major credit agencies – Equifax, Experian or TransUnion, or the Fico Credit Complete package. With the Fico Credit Complete, you can get all your three credit reports and Fico scores for a one-time purchase of $47.85, or $42.84 if you go for the automatic repurchase option. If you purchase the Equifax and/or TransUnion credit report and score, MyFico also allows you to choose from several scenarios and simulate what would happen to your Fico score through the Fico Score Simulator.
From Equifax (www.equifax.com). Of the three major credit reporting agencies, Equifax is said to be the only one that provides you with the classic Fico score. The other two agencies, according to credit experts, have tweaked their credit score models and are not considered real Fico scores. Equifax offers a ScorePower product for $15.95, which gives you your Equifax credit report and your Equifax Beacon Fico score , which is considered a classic Fico score. Access to your credit report and Fico score is within minutes after you pay with your credit card, and you also get the added perk of the Interactive Score Simulator which allows you to see what would happen to your Fico credit score if you were to take certain actions.
Comments
Kevin February 26, 2009 02:39:53 PM 2:39 PM It's a really good idea to get your credit score once in a while and keep monitoring your credit. The level of identity theft and how much it can harm your credit and life is amazing. It's always better to find out sooner than latter.
John March 6, 2009 04:20:49 PM 4:20 PM It has become compulsory these days to get our credit reviewed. We all know how the economy is and how we are falling short in money.So if we need loans then credit report should be really good so sooner the better.
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